This is a market that has become increasingly more common as people see bricks and mortar as a sound investment. Many reasons have fuelled this including low interest rates, house price growth, lack of faith in pensions and investments, individual home owners moving in together and renting one property out, Crossrail coming to the Thames Valley.

Whatever the reason, the impact is the same, many people want to own property.

The process and criteria is different to a standard residential purchase and whatever level of experience you have, it would be beneficial to speak to High Street Mortgages to know your options. There are many lenders that operate in this market and most have different criteria.

It may be that you have spoken to one and feel that you don't qualify but there are other options that you don't know about.